Finance & InvestmentEntry № 01.14Documented Formula

Gratuity Calculator (India — Gratuity Act 1972)

Calculates statutory end-of-service gratuity entitlement for employees under the Payment of Gratuity Act, 1972.

Popular Searches:How to calculate gratuity on resignation after 5 yearsGratuity formula: 15 × Last Basic × Tenure / 26Is gratuity taxable above 20 lakhs?Can company pay more gratuity than legal formula?
Payment of Gratuity Act, 1972 Computational Engine
Statutory 15/26 Formula • ₹20L Tax Exemption
₹60,000 / mo
Effective Service Considered:8 Years
Working Days per Month Basis:26 Days (Act standard)
Gratuity Entitlement
Total Gratuity Payable
₹2,76,923
For 8 years of continuous service
Formula Output (15/26)₹2,76,923
Statutory Tax-Free Limit₹20,00,000
G = (15 · Salary · Tenure) / 26
Mathematical Proof & FormulaStandard Mathematical Notation

How This Calculation Formula is Formulated

Statutory gratuity under the Payment of Gratuity Act, 1972 is calculated based on 15 days of wages for every completed year of service. The month is standardized to 26 working days (excluding 4 Sundays), making the multiplier 15/26 of the last drawn basic salary plus dearness allowance.

Standard Algebraic Representation
G = \frac{15 \times \text{Last Drawn Salary} \times \text{Tenure}}{26}
Documented algebraic formula with transparent derivation and reference notes.

Variable Definitions & Measurement Units

S
Last Drawn Monthly Salary
Basic salary + Dearness Allowance (DA) in last active month
T
Tenure of Service
Completed years of service (if remaining months > 6, rounded up to 1 full year)
26
Working Days Constant
Statutory 26 working days per month under Section 4(2)
Cap
Tax Exemption Limit
Maximum tax-free gratuity cap under Section 10(10) (₹20,00,000)
Step-by-Step Calculation Example

Employee Resigning after 7 Years and 8 Months with Basic ₹60,000

Last Drawn Basic + DA:₹60,000Years of Service:7 YearsAdditional Months:8 Months
1
Tenure Rounding
7 Years + 8 Months → Rounded up to 8 Years
Months > 6 round up to 1 full year under the Act.
2
15/26 Formula Application
G = (15 × ₹60,000 × 8) / 26 = ₹7,200,000 / 26 = ₹2,76,923
Gross statutory gratuity amount.
3
Tax Exemption Check
₹2,76,923 is within ₹20,00,000 statutory cap
100% tax-free under Section 10(10).
Conclusion: The employee is entitled to ₹2,76,923 in gratuity, which is 100% exempt from income tax.
In-Depth Editorial Analysis

5-Year Eligibility Rule & Section 4(1) Exceptions

To be eligible for gratuity, an employee must have completed at least 5 years of continuous service with the establishment. Continuous service is defined as at least 240 working days in a year (or 190 days for underground mines or 6-day work weeks).

Exception: The 5-year continuous service rule is waived entirely if employment is terminated due to the death or disablement of the employee resulting from accident or disease.

Frequently Asked Questions

Frequently Asked Questions About Gratuity Calculator (India — Gratuity Act 1972)

Is gratuity mandatory for all private companies?

Yes. The Payment of Gratuity Act applies to every factory, mine, oilfield, plantation, port, railway company, and shop/establishment in which 10 or more employees are employed on any day in the preceding 12 months.

Is gratuity taxable above ₹20 Lakhs?

Yes. Gratuity received up to ₹20,000,000 is tax-exempt under Section 10(10) of the Income-tax Act. Any amount received in excess of ₹20 Lakhs is added to taxable salary income.

Does gross salary include HRA and special allowance for gratuity?

No. Gratuity calculation strictly considers only Basic Salary and Dearness Allowance (DA). HRA, bonus, commissions, and other special allowances are excluded.

Can an employer pay more gratuity than the statutory formula?

Yes. Section 4(5) of the Act affirms that an employee has the right to receive better terms of gratuity under any award, agreement, or employer contract.

Related Online Calculators

Frequently referenced alongside Gratuity Calculator (India — Gratuity Act 1972).

View All Finance & Investment
India Tax№ 01.10

Income Tax Calculator (India — New vs Old Regime)

Compares income tax liability under both New and Old tax regimes for Indian salaried individuals, incorporating Standard Deduction, 80C, 80D, and Cess.

Tax = Σ(Slab_Income × Rate) + 4% Health & Education CessOpen Tool
Income№ 01.08

Salary to Hourly Calculator

Converts compensation figures across hourly, daily, weekly, bi-weekly, monthly, and annual gross payment structures.

Hourly Rate = Annual Salary / (Weeks/Year × Hours/Week)Open Tool
Tax-Free EEE№ 01.13

PPF (Public Provident Fund) Calculator (India)

Projects 15-year tax-free wealth accumulation, yearly interest compounding, and 5-year extension blocks under the Government of India PPF scheme.

F = Σ [P · (1 + r)ⁿ⁻ᵏ]Open Tool

Deterministic Precision & 100% Client-Side Privacy

All calculations execute in your local browser using IEEE 754 double-precision floating-point arithmetic. Your figures and financial metrics remain private and are never uploaded or saved to any cloud servers.